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We take privacy seriously, so we use industry-standard encryption on our website so that third parties cannot intercept your data. You can also look at our privacy policy for more details on this.

A personal loan is a way for an individual to receive up to $35,000 in funding. It is a loan that can be used for home enhancements, luxury item purchases, vehicle repairs or large purchases. The length of the loan is called the term and can range all the way up to 180 days, depending on the lender. Our simple online form does not contain any long questions. Instead, it asks for your basic information and a location for where you would like the loan to be sent to. It is that easy!

OTA trust fund P- loans

Personal loans

We provide our customers with the fastest, best interest rates and

most secure personal credit loans.

Business loans

We give out loans to entities with questionable financial records for business expansion and renovations

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What are the basic loan requirements?

• Must be at least 18 years old.
  
• Must be a U.S. citizen of permanent resident.
  
• Currently employed or receive steady income.
  
• Have a bank account to receive the funds ideally with direct deposit.
  

Are there any fees?

Ota services will always be provided free of charge, but that is not to say that the lender will give you a loan for free. Your lender will charge you fees and/or interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read through the terms before signing your loan agreement.

What are the repayment terms and the APR?

Annual Percentage Rate (APR)OTA trust fund cannot guarantee any APR since we are not a lender ourselves. Annual Percentage Rates (APR) start from 5.99% up to a maximum of 35.99%. Personal loans have a 61-day minimum repayment period and a 72-month maximum repayment period. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.